Hello and welcome to Saver Scene Australia’s page to find the best interest rates for fixed term deposits, where we compare more than just the big 4 banks.
Links to accounts are below the top interest rate comparison chart.
Updated 25th of June 2015:
Sadly my Generalised Dystonia has gotten a lot worse and to manually check each of the banks & building societies has gotten too hard, I’ve since found a great site, Canstar Cannex Term Deposits Compare, that has even more term deposit accounts listed than I ever could and also offers the best interest rates for different savings amounts starting at $1,000:
Canstar Compare Term Deposits: here
Canstar Compare for $1,000: here
Canstar Compare for $10,000: here
Canstar Compare for $25,000: here
Canstar Compare for $100,000: here
Canstar Compare for $250,000: here
To compare the best term deposit rates 2015:
Please choose the term you want, for example 5 years, hover your mouse pointer over the deposit length then click to get the highest savings interest rate to the top, if it shows a low rate or 0, 0/n/a click again to bring the top rate up.
Alphabetical list of accounts in term deposits rates comparison chart:
Links to the financial institutions, banks and building societies, these links should take you to the term deposit pages, if not please let me know. Links are in alphabetical order of above list:
- AMP – Term Deposits | Term Deposit Rates| AMP Australia. –
- ANZ – ANZ Term Deposits – compare term deposit rates | ANZ. –
- Arab Bank Australia – Fixed Term Deposit – Arab Bank Australia. –
- Bank of Melbourne – Maxi Saver | High interest savings account | Bank of Melbourne. –
- BOQ – Term Deposit interest rates – Bank of Queensland. –
- Bankwest – compare savings accounts & term deposits – Bankwest. –
- Bendigo Bank – Bendigo Bank term deposits. –
- Citibank – Term Deposits – Citibank Australia. –
- Commonwealth Bank – Term Deposits – Commonwealth Bank. –
- HSBC Bank – Term Deposit Rates Australia | HSBC Australia. –
- ING Direct – Term Deposits – ING DIRECT. –
- Macquarie Bank – Macquarie > Personal Savings Accounts – Macquarie Bank Term Deposits. –
- NAB – Term deposit – High rate term deposits account – NAB – National Australia Bank. –
- RaboDirect – Term Deposits with High Interest Rates | RaboDirect Australia. –
- Rural Bank Limited – Personal Term Deposit – Rural Bank. –
- St.George Bank – St.George Term Deposit. –
- Suncorp Bank – Term Deposits – Personal | Suncorp Bank. –
- UBank – Low risk Term Deposits – high interest rate – UBank Term Deposit account overview. –
- Westpac – Term Deposit Rates – Compare Australian Term Deposit Rates | Westpac.
Compare the best term deposit interest rates
I’ve tried to compare all the top accounts in Australia; If I’ve made any mistakes, or you’ve found better interest rates that aren’t listed please do let everyone know, feel free to either message me through the forum or add a post to the Savings Forum.
Further reading about term deposits to help you with your cash savings:
Term Deposits – moneysmart.gov.au – Money Smart by ASIC.
Time Deposits – Wikipedia – A time deposit (also known as a certificate of deposit in the United States, a term deposit, particularly in Canada, Australia and New Zealand; a bond in the United Kingdom; Fixed Deposits in India and in some other countries).
Fixed Deposits – Wikipedia.
About the best term deposit interest rates:
This page is only about looking at the best interest rates, and is purely about the interest the banks and building societies offer, it does not look at the quality of service that each of these financial institutions offers, I sadly don’t have enough money to try them all!
Although we try our best at www.SaverScene.com.au to find the top interest rates, we may miss some, if we have please feel free to let us know! Or if you have a review on services or want to share anything about these banks and building societies please feel free to add it in the savings forums. There’s nothing better than a bit more research to make sure you get the best interest rate for your savings.